Dig into the prospectus. Use the prospectus to understand the business and its risks.
Buyers should check their scope and triggers and whether they need such policies alongside their regular health insurance.
Examine the complete title chain to establish how the present owner acquired the property.
Do not share OTPs, PINs, authentication codes, card numbers, card verification values (CVVs), KYC details, security answers, Internet-banking passwords or Aadhaar-based authentication credentials through SMS, e-mail or phone calls.
'Every period of excessive optimism eventually gives way to a correction, while periods of extreme pessimism often create the best investment opportunities.'
List all unavoidable expenses such as rent, groceries, transportation, education and medical bills.
Flood insurance claims can be rejected or reduced if homeowners do not understand what their policy actually covers.
Rental yield can indicate whether a property is undervalued, overvalued or fairly valued.
Under bullet repayment, the principal remains outstanding and unpaid interest raises the liability over time. This makes the LTV ratio more vulnerable to a sharp fall in gold prices.
Combine a robust base health plan with a super top-up, critical illness cover and a dedicated medical corpus to protect household finances from soaring treatment costs.
Verify a content creator's Sebi registration, qualifications and certifications before acting on their advice.
Protect your vehicle from the unpredictable monsoon season by understanding essential motor insurance add-ons like Engine Protect and Zero Depreciation, crucial for covering damages from floods, waterlogging, and preventing costly out-of-pocket expenses.
Marriage, childbirth, dependent parents and ageing increase the cover a person needs.
'Users should protect their savings goals before allocating money to discretionary expenditure.'
The EPF should remain a retirement nest egg, not be turned into an emergency fund.
Understanding a product and assessing its suitability improve the chances of staying invested. Use life insurance mainly to cover risk, not to seek returns.
If reimbursement becomes unavoidable, submit a complete file at the earliest.
Avoid builders with very large commitments.
These new provisions are expected to help heirs access securities faster.
The tax treatment of equity savings funds makes them appealing, especially to investors in higher income-tax brackets.
